Syllabus
High School Personal Finance
Jefferson Street Campus
Mr. Coulston
coulstondavid@neoshosd.org
DESCRIPTION:
The official name of this course is Personal Finance, and we will focus on activities using the Edgenuity personal finance course. The curriculum is listed below.
“A budget is telling your money where to go instead of wondering where it went.” -Dave Ramsey
Class Rules
1.) Contribute to an environment of respect by respecting yourself, others and the equipment.
2.) Be mentally and materially prepared when class begins.
3.) Put forth a genuine effort on assignments and in-class discussions.
4.) Safety is paramount in a classroom. Horseplay and tomfoolery of all kinds will not be taken lightly and may quickly result in removal from the class.
5.) The school-wide JSC rules apply in every classroom, including this one.
6.) No cellphones and/or earbuds are allowed without the teacher's permission.
Grading:
Your grade will be determined based upon these components:
Tests…………………………...20%
Assignments……………....80%
Edgenuity Course Structure
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Warm-Up
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Get ready for the lesson. |
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Instruction
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What tools and strategies can you use to manage your personal finances? |
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Assignment
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Write about personal finance strategies. |
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Warm-Up
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Get ready for the lesson. |
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Instruction
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How can creating a budget help you achieve your financial goals? |
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Prepare for your Project
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Learn how to create a budget. |
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Project: Budget
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Create a successful budget. |
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Warm-Up
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Get ready for the lesson. |
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Instruction
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How can you evaluate and revise your plans when your financial situation changes? |
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Assignment
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Make an informed decision about housing. |
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Instruction
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How can you evaluate and revise your plans when your financial situation changes? |
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Assignment
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Make an informed decision about which car to buy. |
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Instruction
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How can you evaluate and revise your plans when your financial situation changes? |
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Prepare for your Project
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Create a new budget to meet your saving and spending needs. |
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Project: Budget
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Create a successful budget. |
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Assignment
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Analyze your new budget to meet your saving and spending needs. |
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Instruction
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Learn techniques to give an effective presentation about your planned budget. |
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Project: Presentation
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Make effective presentations in economics. |
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Warm-Up
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Get ready for the lesson. |
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Instruction
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How did increased government regulation change business and labor in the US? |
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Warm-Up
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Get ready for the lesson. |
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Instruction
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Why is entrepreneurship important to a growing economy? |
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Warm-Up
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Get ready for the lesson. |
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Instruction
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What factors should you consider when choosing a career and an education? |
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Assignment
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Explore funding opportunities for postsecondary education. |
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Warm-Up
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Get ready for the lesson. |
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Instruction
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How do you choose a career? |
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Summary
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Review and connect what you learned. |
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Assignment
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Explain how workers are paid through wages, salaries, and commissions. |
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Short Writing
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Write a paragraph describing the differences between wages, salaries, and commissions. |
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Assignment
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Learn how to create a multimedia presentation. |
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Multimedia Presentation
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Create a multimedia presentation comparing choices for your career. |
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Assignment
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Practice solving problems involving careers, salary, and lifetime income. |
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Warm-Up
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Get ready for the lesson. |
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Instruction
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What taxes do citizens pay, and how are they calculated? |
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Assignment
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Answer questions about taxes and spending. |
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Warm-Up
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Get ready for the lesson. |
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Instruction
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How can you determine your net worth? |
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Summary
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Review and connect what you learned. |
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Assignment
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Practice solving problems involving net worth. |
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Warm-Up
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Get ready for the lesson. |
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Instruction
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How can you make good spending decisions as a consumer? |
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Assignment
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Analyze spending decisions to make wise choices. |
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Assignment
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Identify effective responses to deceptive or fraudulent sales practices. |
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Short Writing
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Write a paragraph describing how to identify and respond to fraud. |
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Warm-Up
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Get ready for the lesson. |
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Instruction
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What is a checking account? |
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Summary
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Review and connect what you learned. |
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Assignment
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Solve problems involving checking accounts. |
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Assignment
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Learn how to create a brochure. |
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Brochure
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Create a brochure on promoting a bank’s checking account. |
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Warm-Up
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Get ready for the lesson. |
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Instruction
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How can banks help you to manage your money? |
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Assignment
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Practice managing a bank account. |
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Assignment
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Compare various savings instruments. |
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Short Writing
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Determine the appropriate instruments for particular savings goals. |
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Warm-Up
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Get ready for the lesson. |
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Instruction
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What are different ways you can pay for college? |
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Summary
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Review and connect what you learned. |
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Assignment
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Examine different ways to pay for college. |
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Warm-Up
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Get ready for the lesson. |
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Instruction
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How can you plan to pay for the costs of college? |
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Summary
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Review and connect what you learned. |
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Assignment
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Practice solving problems involving planning for the cost of college. |
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Assignment
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Learn how to create a savings plan report. |
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Report
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Create a report about saving money to assist with the cost of the first year of college. |
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Warm-Up
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Get ready for the lesson. |
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Instruction
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What responsibilities do consumers take on when using credit? |
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Assignment
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Answer questions about the responsibilities consumers take on when using credit. |
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Warm-Up
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Get ready for the lesson. |
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Instruction
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What are the costs and benefits of credit, such as loans and credit cards? |
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Summary
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Review and connect what you learned. |
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Assignment
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Practice solving problems involving different types of credit. |
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Assignment
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Learn how to create a multimedia presentation. |
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Multimedia Presentation
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Create a multimedia presentation on the cost of credit and choosing the best option for financing your first car. |
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Warm-Up
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Get ready for the lesson. |
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Instruction
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What factors do home buyers need to consider when taking on a mortgage? |
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Assignment
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Analyze mortgage options by calculating payments, principal, and interest. |
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Short Writing
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Analyze mortgage options. |
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Warm-Up
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Get ready for the lesson. |
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Assignment
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Read and analyze real-life insurance scenarios. |
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Assignment
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Explain how personal behavior and risk affect insurance premiums. |
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Short Writing
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Write about personal behavior, risk, and insurance premiums. |
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Warm-Up
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Get ready for the lesson. |
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Assignment
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Identify ways to manage your financial information. |
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Assignment
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Verify a credit report’s accuracy. |
The syllabus page shows a table-oriented view of the course schedule, and the basics of
course grading. You can add any other comments, notes, or thoughts you have about the course
structure, course policies or anything else.
To add some comments, click the "Edit" link at the top.
Course Summary: