Course Syllabus

Syllabus

High School Personal Finance

Jefferson Street Campus

Mr. Coulston

coulstondavid@neoshosd.org



DESCRIPTION:

The official name of this course is Personal Finance, and we will focus on activities using the Edgenuity personal finance course. The curriculum is listed below.

 

“A budget is telling your money where to go instead of wondering where it went.” -Dave Ramsey

 

Class Rules

1.)  Contribute to an environment of respect by respecting yourself, others and the equipment.

2.)  Be mentally and materially prepared when class begins. 

3.)  Put forth a genuine effort on assignments and in-class discussions.

4.)  Safety is paramount in a classroom.  Horseplay and tomfoolery of all kinds will not be taken lightly and may quickly result in removal from the class.

5.) The school-wide JSC rules apply in every classroom, including this one.

6.) No cellphones and/or earbuds are allowed without the teacher's permission. 

 

Grading: 

Your grade will be determined based upon these components:

 

Tests…………………………...20%

Assignments……………....80%

 

Edgenuity Course Structure

JSC MO-Personal Finance
Financial Decision Making
Principles of Financial Planning  Guided Notes
Warm-Up  
Get ready for the lesson.
Instruction  
What tools and strategies can you use to manage your personal finances?
Assignment  
Write about personal finance strategies.
Quiz Answers
Budgeting  Guided Notes
Warm-Up  
Get ready for the lesson.
Instruction  
How can creating a budget help you achieve your financial goals?
Prepare for your Project  
Learn how to create a budget.
Project: Budget
Create a successful budget.
Quiz Answers
Case Study: Personal Financial Planning
Warm-Up  
Get ready for the lesson.
Instruction  
How can you evaluate and revise your plans when your financial situation changes?
Assignment  
Make an informed decision about housing.
Instruction  
How can you evaluate and revise your plans when your financial situation changes?
Assignment  
Make an informed decision about which car to buy.
Instruction  
How can you evaluate and revise your plans when your financial situation changes?
Prepare for your Project  
Create a new budget to meet your saving and spending needs.
Project: Budget
Create a successful budget.
Assignment  
Analyze your new budget to meet your saving and spending needs.
Quiz Answers
Case Study: Personal Financial Planning (continued)
Instruction  
Learn techniques to give an effective presentation about your planned budget.
Project: Presentation
Make effective presentations in economics.
Unit Test
Unit Test Review Answers
Unit Test Answers
Earning Income
Labor  Guided Notes
Warm-Up  
Get ready for the lesson.
Instruction  
How did increased government regulation change business and labor in the US?
Quiz Answers
Entrepreneurship  Guided Notes
Warm-Up  
Get ready for the lesson.
Instruction  
Why is entrepreneurship important to a growing economy?
Quiz Answers
Employment and Education  Guided Notes
Warm-Up  
Get ready for the lesson.
Instruction  
What factors should you consider when choosing a career and an education?
Assignment  
Explore funding opportunities for postsecondary education.
Quiz Answers
Careers, Salaries, and Lifetime Income  Guided Notes
Warm-Up  
Get ready for the lesson.
Instruction  
How do you choose a career?
Summary  
Review and connect what you learned.
Assignment  
Explain how workers are paid through wages, salaries, and commissions.
Short Writing
Write a paragraph describing the differences between wages, salaries, and commissions.
Assignment  
Learn how to create a multimedia presentation.
Multimedia Presentation
Create a multimedia presentation comparing choices for your career.
Assignment  
Practice solving problems involving careers, salary, and lifetime income.
Quiz Answers
Taxes  Guided Notes
Warm-Up  
Get ready for the lesson.
Instruction  
What taxes do citizens pay, and how are they calculated?
Assignment  
Answer questions about taxes and spending.
Quiz Answers
Unit Test
Unit Test Review Answers
Unit Test Answers
Buying Goods and Services
Understanding Net Worth  Guided Notes
Warm-Up  
Get ready for the lesson.
Instruction  
How can you determine your net worth?
Summary  
Review and connect what you learned.
Assignment  
Practice solving problems involving net worth.
Quiz Answers
Making Spending Decisions
Warm-Up  
Get ready for the lesson.
Instruction  
How can you make good spending decisions as a consumer?
Assignment  
Analyze spending decisions to make wise choices.
Assignment  
Identify effective responses to deceptive or fraudulent sales practices.
Short Writing
Write a paragraph describing how to identify and respond to fraud.
Quiz Answers
Understanding Checking and Debit Accounts  Guided Notes
Warm-Up  
Get ready for the lesson.
Instruction  
What is a checking account?
Summary  
Review and connect what you learned.
Assignment  
Solve problems involving checking accounts.
Assignment  
Learn how to create a brochure.
Brochure
Create a brochure on promoting a bank’s checking account.
Quiz Answers
Saving
Banking: How to Manage Your Money  Guided Notes
Warm-Up  
Get ready for the lesson.
Instruction  
How can banks help you to manage your money?
Assignment  
Practice managing a bank account.
Assignment  
Compare various savings instruments.
Short Writing
Determine the appropriate instruments for particular savings goals.
Quiz Answers
Understanding College Savings  Guided Notes
Warm-Up  
Get ready for the lesson.
Instruction  
What are different ways you can pay for college?
Summary  
Review and connect what you learned.
Assignment  
Examine different ways to pay for college.
Quiz Answers
Planning for the Cost of College  Guided Notes
Warm-Up  
Get ready for the lesson.
Instruction  
How can you plan to pay for the costs of college?
Summary  
Review and connect what you learned.
Assignment  
Practice solving problems involving planning for the cost of college.
Assignment  
Learn how to create a savings plan report.
Report
Create a report about saving money to assist with the cost of the first year of college.
Quiz Answers
Unit Test
Unit Test Review Answers
Unit Test Answers
Using Credit
How Credit Works
Warm-Up  
Get ready for the lesson.
Instruction  
What responsibilities do consumers take on when using credit?
Assignment  
Answer questions about the responsibilities consumers take on when using credit.
Quiz Answers
The Cost of Credit  Guided Notes
Warm-Up  
Get ready for the lesson.
Instruction  
What are the costs and benefits of credit, such as loans and credit cards?
Summary  
Review and connect what you learned.
Assignment  
Practice solving problems involving different types of credit.
Assignment  
Learn how to create a multimedia presentation.
Multimedia Presentation
Create a multimedia presentation on the cost of credit and choosing the best option for financing your first car.
Quiz Answers
Mortgages and Home Ownership  Guided Notes
Warm-Up  
Get ready for the lesson.
Instruction  
What factors do home buyers need to consider when taking on a mortgage?
Assignment  
Analyze mortgage options by calculating payments, principal, and interest.
Short Writing
Analyze mortgage options.
Quiz Answers
Unit Test
Unit Test Review Answers
Unit Test Answers
Protecting, Insuring, and Financial Investing
Insurance  Guided Notes
Warm-Up  
Get ready for the lesson.
Instruction  
Assignment  
Read and analyze real-life insurance scenarios.
Assignment  
Explain how personal behavior and risk affect insurance premiums.
Short Writing
Write about personal behavior, risk, and insurance premiums.
Quiz Answers
Managing Financial Information
Warm-Up  
Get ready for the lesson.
Instruction  
Assignment  
Identify ways to manage your financial information.
Assignment  
Verify a credit report’s accuracy.
Project: Analyzing Identity-Theft Laws and Regulations
Research identity-theft laws.
Quiz Answers
Unit Test
Unit Test Review Answers
Unit Test Answers
Cumulative Exam
Cumulative Exam Review Answers
Cumulative Exam Answers

Course Summary:

Date Details Due